Local insight. Tailored protection. Trusted guidance.
We insure custom and waterfront homes, commercial real estate, and the builders, artisans, landscapers and service businesses that care for them.
Lake Oconee: Greensboro, Eatonton, Madison, Watkinsville and the Lake Sinclair area.
Independent advice. Broad market access. Direct contact with Donnan and Kay.
What we insure
Custom and waterfront homes, primary and second residences, vehicles, boats, valuable collections and excess liability.
We look closely at rebuilding costs, waterfront improvements and how your household’s policies fit together.
High-Value Home Insurance ↗
Shopping and strip centers, leased retail, office and medical buildings, mixed-use properties and landlord portfolios.
We address building values, tenants, rental income and liability, with coverage for professional-office operations too.
Commercial Property Insurance ↗Medical & Professional Offices ↗
Custom builders, remodelers, skilled trades, landscapers, arborists and related service firms.
Liability, workers’ compensation, business vehicles, tools, equipment and project coverage built around the work you do.
Business Insurance ↗Why local experience matters
A custom lake home can cost far more to recreate than a basic estimate suggests. Specialty finishes, skilled labor, docks and outdoor living areas deserve individual attention.
A commercial building brings a different set of questions: who occupies it, what the lease requires, and how a covered loss could affect rental income.
We work through those details before recommending coverage.
How we approach Lake Oconee homes ↗Carrier relationships, specialty programs and brokerage access for valuable homes, commercial property and business accounts.
Donnan and Kay are your contacts for coverage questions, policy changes, renewal information and carrier follow-up.
We consider your homes, vehicles, boats, collections, liability and business interests together.
We compare coverage, deductibles, exclusions and cost so you can understand the choices.
An added advantage for R&R clients
Through Spyglass Aerial, R&R clients can access thermal roof inspections, aerial property documentation and help documenting storm damage for an insurance claim. We also document construction progress and property improvements.
Explore client drone services ↗In our clients’ words
“They specialize in waterfront properties and understand the unique challenges that come with owning a home on the water.”
“Staff is very friendly, professional, and went the extra mile for my company.”
“R&R Insurance Group is my go to partner when referring my clients for their insurance needs.”
A boutique agency by choice
We stay small on purpose, combining direct personal service with broad market access and behind-the-scenes support.
Founder, President & CEO
Donnan brings insurance experience since 2008 across high-value homes, commercial property, business and farm accounts, with a broader background in investment advisory and real estate ownership.
A local resident since 1994 and Reynolds Lake Oconee resident and member since 2009, he shares his clients’ appreciation for life on the lake, skilled craftsmanship and exploring beyond it.
Meet Donnan ↗
Personal & Small-Business Insurance Service
Kay helps clients with policy questions, requested changes, renewal information and communication with insurance carriers.
Meet Kay ↗Independently owned. Established in 2010. Explore our carriers and market access ↗
For clients and their advisors
We welcome introductions from wealth advisors, CPAs, estate attorneys, real estate professionals and property managers.
With the client’s permission, we coordinate insurance questions around purchases, renovations, trust or LLC ownership, and personal or commercial property portfolios.
Introduce a client ↗Based in Greensboro at Lake Oconee
Our Lake Sinclair area service includes Milledgeville. Donnan is licensed in Georgia, Alabama, Tennessee, South Carolina, North Carolina and Florida.
Also looking for local restaurant insurance or hobby farm coverage? We can discuss those needs too.
Start a conversation
Tell us about your home, commercial property or business and your renewal, closing or project date.
Prefer a scheduled conversation? Choose a time for a 15-minute phone consultation with Donnan.
Book a 15-Minute Phone ConsultationOr call (706) 991-9832.
Please do not send Social Security numbers or payment details through this form. We will explain how to share any documents needed.
Submitting this form asks R&R to contact you. Coverage requests and changes take effect only when confirmed by an authorized representative.