Insurance can be complicated—but it doesn’t have to be! When you choose to work with an independent broker, you’ll get the flexibility, personalized customer service, and savings you’ve been missing with your current insurance agent. Read on to learn more about why you should consider switching to an independent insurance broker, like R&R Insurance Group.

independent insurance broker meeting with clients

Access to a Variety of Carriers

When you get your insurance through a captive agent, you’re limited to the policies and coverage one carrier provides. In contrast, when you decide to partner with an independent insurance broker, you’ll have a variety of options at your fingertips, including policies from carriers you may not have considered previously.

Plus, if you decide to switch between carriers down the road, you’ll still be able to work with the same broker, which makes the process that much easier.

Greater Savings

When you work with a captive agent, there’s only so much they can offer in terms of savings. We independent insurance brokers work for ourselves, so we can shop around at different carriers to find you the best deal.

To put it simply, captive agents are tied to their carrier, but independent insurance brokers are only tied to you, and that’s why we can compare and contrast policies to find your best fit.

Hands-On, Personalized Service

Getting the best coverage for your specific situation at the best price is only one way independent insurance brokers can provide personalized service. We’ll look at your home, car, and business to make sure your coverage is tailored to your needs, instead of trying to fit you into a generalized policy mold.

Independent insurance brokers can also take the time to help you understand your insurance and why you may need certain policies. We’ll guide you through the claims process, and may even contact you when better-fitting coverage becomes available or advise you on increasing or decreasing coverage when you renew.

All Your Policies in One Place

Keeping track of your insurance portfolio and ever-changing policies, rates, and fine print can be headache-inducing. When you work with an independent insurance broker, all that information will be consolidated to one place.

Whether it’s home insurance, auto insurance, business insurance, or any other risk you’d like covered, keeping all your needs under one broker can reduce your worries substantially. R&R Insurance Group has over 20 insurance specialties, so more likely than not, you’ll find the service you need with us.

Are You Ready to Simplify Your Insurance?

Contact R&R Insurance Group today and take the first step toward improving your experience with an independent insurance broker.