With the amount of new construction surrounding Georgia, we want you to know the importance of high value home insurance. Your home was built to be durable, maintain its value, and exemplify your luxury and success, which is why it is key to make sure you are protecting it properly. In this article, we are going to over what high value home insurance is and how R&R Insurance Group can provide you with the highest level of partnership. Keep reading to learn more!

What is high value home insurance?

High value home insurance is insurance protection that covers the protection of your home in the case of a fire, wind damage, and even theft. High value home insurance serves to protect those that own a home that is valued at more than average, such as a historical property, mansion, or new construction being built at high value in our local areas.

 

Why would I need high value home insurance over average home insurance?

The main difference between our regular home insurance and high value home insurance is that R&R Insurance Group designs the homeowner policy specific to your fine, high-value home, financial strategies, asset protection, and legacy concerns. Having a beautiful and expensive home can sometimes mean it is difficult to insure everything you have within the home. If you own home that values at over $750,000, it is highly recommended that you incorporate a high value home insurance policy.

Protecting your expensive belongings and personal items with a meaning behind them, such as an engagement ring or a family heirloom (perhaps a China plate ware set or collectible dolls) should be near the top of your priority list as a homeowner, and R&R insurance group can create a high value home insurance policy curated specifically to your home and belongings within it.

If you are subject to a natural disaster, a fire, or even theft, having high value home insurance helps you with the cost of replacement coverage. The items you have worked hard for might one day get damaged by something unpredictable, so it is imperative to be prepared should anything happen, and should those items need replacement or thorough repair.

Your Options

R&R Insurance Group partners with family office directors, wealth advisors, financial planners, CPAs, and trust/estate attorneys to employ a client-focused approach for high value home insurance. If you are looking to get more information on complete risk management solutions to protect your assets and lifestyle, give us a call! Once we have clearly understood and agreed about your needs, we will provide you with a program that is custom-tailored to your individual situation. Contact us at (678) 992-5301 (Alpharetta, GA) or (706) 991-9832 (Greensboro, GA). We are also available by email at info@rrinsurancegroup.com